Republicans Now Control Obamacare. Will Your Coverage Change?

Last month, Congress failed in their first attempt to repeal and replace the Affordable Care Act. But the fight is not yet over. President Trump vows the effort will continue, and even if Congress fails to repeal and replace, Trump has suggested he would “let Obamacare explode.”

This article discusses the ways in which citizens may be affected by repeal and replace efforts in Washington:

  • A 3-year-old lawsuit threatens many health plans
    • A suit filed by Republican-led House in 2014, when Barack Obama was president, challenges some of the subsidies that support private plans sold to individuals and families through the exchanges. If successful, it would leave up to 12 million people without coverage.
  • Policy confusion undermines coverage
    • The less clarity insurance carriers have about subsidies and whether the administration will promote 2018 enrollment, the likelier they are to leave the marketplace or increase premiums on the policies they offer.
  • Democrats say Republicans are sabotaging Obamacare
    • Shortly after taking office, President Trump ceased all advertising designed to maximize enrollment in the marketplace plans. He then said the individual mandate may no longer be enforced, which would cause more hikes in premiums and exits by insurers.
  • Trump officials will move to roll back ACA coverage if Congress doesn’t repeal
    • The Department of Health and Human Services could eliminate coverage for birth control or maternity care.
  • Medicaid coverage for people with low incomes could shrink
  • Overhaul Medicare for seniors
  • Job-based coverage could become less generous

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